Privacy Policy

Education Loans: Assistance in securing both secured and unsecured loans with competitive interest rates and flexible repayment options.

International Student Health Insurance: Affordable plans accepted by numerous universities, providing extensive coverage options.

Admission Counselling: Expert guidance to help students navigate the admission process for international universities.

Travel Insurance: Coverage for unforeseen travel-related incidents, ensuring peace of mind during your journey.

SC Prima Plans: Ranging from $100,000 to $1,000,000 in coverage, these plans include benefits such as direct billing, medical evacuation, and loss of baggage coverage.

F1-OPT Insurance: Specialized plans catering to students on F1-OPT visas, ensuring compliance with visa requirements.

Dental Insurance: Coverage for routine and emergency dental procedures. For detailed information on each plan, please visit our Student Benefit Plans page.

Unsecured Loans: Up to ₹1 Crore without collateral, based on the student's academic profile and co-applicant's financial standing.

Secured Loans: Higher loan amounts against collateral, offering lower interest rates and extended repayment tenures.

Interest Rates: Starting from 9.25% per annum.

Loan Tenure: Up to 15 years, depending on the loan amount and repayment capacity.

Processing Time: Loan approvals within 4 working days, subject to documentation and eligibility.

Health Insurance: Minimum sum insured of $100,000 is recommended, with a deductible not exceeding $100 per incident.

Education Loans: Minimum loan amount is ₹1 Lakh, subject to the student's course and university.

Personal Identification Information: Full name, date of birth, email address, contact number, postal address, nationality.

Educational and Academic Details: University admission letter, course information, visa-related documentation.

Financial Information: Bank details, payment card details, insurance premium details, income-related information.

Identification Documents: Passport number, Aadhaar number, PAN card, or other government-issued IDs.

Health Information: If applying for health or travel insurance products, we may collect relevant medical information.

Technical Data: IP address, browser type, operating system, and usage data through cookies and analytics tools.

To process and fulfill insurance or service applications.

To verify your identity and eligibility for specific products.

To provide customer support and service updates.

To communicate with you regarding policies, promotions, or policy renewals.

To conduct internal research, analysis, and reporting.

To comply with legal, regulatory, or contractual obligations.

With insurance providers, financial institutions, or underwriting agencies relevant to the products/services you apply for.

With service providers or business partners who assist us in operations, IT, customer service, or data analysis.

With regulatory or governmental authorities where required by law or in response to legal processes.

In the case of a business transfer, such as a merger or acquisition.

Protect against unauthorized access, alteration, disclosure, or destruction of your personal data.

Use encryption, secure servers, and firewalls.

Limit access to your data to authorized personnel only.

Enhance your browsing experience.

Analyze website traffic and usage patterns.

Customize content and advertisements (if applicable).

Access the personal data we hold about you.

Correct or update your personal information.

Withdraw consent where processing is based on consent.

Request deletion of your data, subject to legal limitations.

Lodge a complaint with a data protection authority if you believe your rights are violated.