Affordable International StudentHealth Insurance
Find the right health insurance plan before you begin your studies. Student Cover helps you compare affordable plans with minimum medical coverage of $100,000, ACA-compliant protection, coverage for pre-existing conditions, cashless hospitalization, emergency medical assistance, prescription drug coverage, preventive care, and 24/7 support.
- 100% University Acceptance Rate
- Instant Policy Issuance
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- 150k+Students Insured
- 3200+Universities Approved
Find the Right Plan. Backed by Your University.
The right health insurance starts with the right university. Search your institution to compare approved plans, benefits, and coverage options.
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Comprehensive Coverage Benefits
Everything you need for complete peace of mind during your studies in the US
Medical Coverage
Comprehensive coverage for doctor visits, hospitalization, surgeries, emergency medical treatment, specialist consultations, and diagnostic tests
Mental Health
Access counseling, therapy sessions, psychiatric care, and mental wellness support to help you stay healthy throughout your studies.
COVID-19 Coverage
Coverage for COVID-19 testing, treatment, hospitalization, and related medical expenses as included in eligible plans.
Prescription Drugs
Coverage for prescribed medications through an extensive pharmacy network helps reduce your healthcare expenses.
Emergency Evacuation
Protection for emergency medical evacuation, ambulance services, and repatriation assistance during unexpected medical emergencies.
Dental & Vision
Coverage for routine dental check-ups, preventive care, eye exams, vision services, and eligible dental treatments, depending on your plan.
Your Healthcare Network Starts Here
Find trusted healthcare providers near your university with ease. Search by city or ZIP code and access our nationwide network of 10,000+ hospitals, clinics, and medical professionals across the United States.
Search by Location
- 64,000+Network Hospitals
- 100%Cashless Treatment
- 24/7Support Available
Watch: How to Find & Use Network Providers
Understanding Insurance Terminology
Learn the essential health insurance terms every international student should know before choosing a plan.
Premium
The amount you pay for your health insurance plan on a monthly or annual basis to keep your coverage active.
Co-payment (Copay)
A copayment is a fixed amount you pay for covered healthcare services, while your insurance covers the remaining eligible costs.
Deductible
The amount you pay for eligible medical expenses before your insurance plan starts covering costs.
Coverage Limit
The maximum amount your insurance plan will pay for eligible medical expenses during your policy period.
Coinsurance
After meeting your deductible, you pay a percentage of eligible medical costs while your insurance covers the remaining amount.
Frequently Asked Questions
What documents do I need to purchase insurance?
When does my coverage start?
How do I get university waiver approval?
Can I add my spouse or children to my plan?
What if I need to extend my coverage?
How do I file a claim for medical expenses?
Is mental health counseling covered?
What happens if I return to my home country temporarily?