Find the Right Health Insurance for Your Studies in the USA

Compare affordable health insurance plans with flexible coverage, trusted support, and quick enrollment. Explore health insurance plans for F1, OPT, and J1 Visa Holders studying in the USA, and find the right protection for your academic journey.

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Student holding insurance documents
Acceptance Rate100%
Universities500+

Choose Your Insurance Plan

Find the health insurance plan that matches your visa type and university requirements. Compare coverage, benefits, and pricing to choose the right protection for your study journey abroad.

F1 Student Insurance Plan

Designed for international students studying abroad, this plan provides comprehensive health coverage to help you stay protected throughout your academic journey.

  • Comprehensive medical and emergency care
  • Meets US university insurance requirements
  • Coverage for eligible pre-existing conditions
  • Mental health and wellness support
  • Hospitalization and specialist care
  • Emergency medical evacuation benefits
  • Coverage for preventive care (immunizations)
$45/month

Deductible

$100

Prescription

Covered

Dental

$500

Vision

$250
WHY CHOOSE US

Experience the Student Cover Advantage

Join thousands of international students who trust Student Cover for affordable, university-approved health insurance. Compare plans, get expert guidance, and enjoy a seamless insurance experience from enrollment to graduation.

University Accepted

Choose from health insurance plans accepted by 3200+ universities across the USA, with fast waiver support and a high approval rate.

3200+Universities
100%Waiver Success*
InstantWaiver Assistance

Cashless Claims

Get hassle-free treatment at 64,000+ network hospitals with cashless claim support, making healthcare simple when you need it most.

64,000+Network Hospitals

24/7 Student Support

Receive expert assistance whenever you need it, from choosing a plan to resolving claims and medical emergencies.

Instant Policy Issuance

Get your policy issued online within minutes, with instant access to your digital insurance documents.

Pre-Existing Condition Coverage

Eligible plans include coverage for pre-existing medical conditions, giving you added confidence throughout your studies.

Mental Health Support

Access counseling, therapy, and mental wellness services through eligible plans to support your overall well-being.

Ready to get protected?

Join thousands of students who trust StudentCover for their health insurance needs

Accepted by Top US Universities

500+ universities trust our insurance plans

Harvard University
Stanford University
Massachusetts Institute of Technology
Yale University
Columbia University
Princeton University
University of California, Berkeley
Cornell University
Simple Process

Get Covered in Just a Few Steps

From comparing plans to receiving your policy, we've made getting student health insurance simple, fast, and completely hassle-free.

1

Share Your Details

Provide your basic information, university, and visa type so we can match you with the most suitable health insurance plans.

2

Compare Plans

Explore and compare coverage, benefits, premiums, and deductibles from trusted insurance providers—all in one place.

3

Choose Your Plan

Select the health insurance plan that best matches your university requirements, budget, and healthcare needs.

4

Complete Your Purchase

Confirm your plan with our secure online payment process and complete your enrollment in just a few clicks.

5

Receive Your Policy

Receive your policy documents and digital insurance ID instantly via email, ready whenever you need them.

6

You're Covered

Your coverage is activated, giving you access to trusted healthcare, network providers, and dedicated student support throughout your journey.

Ready to Get Started?

Complete the process in under 2 minutes

Start Your Application

Insurance Terminologies

Learn the most common health insurance terms to better understand your coverage and make informed decisions with confidence.

Premium

The amount you pay monthly or annually to keep your international travel health insurance policy active.

Deductible

The fixed amount you pay for eligible medical expenses before your insurance starts covering the remaining costs.

Sum Insured/Coverage

The maximum amount your insurance provider will pay for eligible medical expenses during your policy period.

Co-payment (Copay)

A fixed amount you pay for covered healthcare services, while your insurance pays the remaining eligible costs.

Coverage Limit

The highest amount your insurance plan will pay for covered medical expenses during the policy period.

Emergency Room (ER)

A hospital department that provides immediate treatment for serious injuries and life-threatening medical emergencies.

Urgent Care

A healthcare facility that treats non-life-threatening illnesses and injuries when immediate medical attention is needed.

Primary Care Physician (PCP)

Your main doctor who provides routine medical care and coordinates specialist treatment when required.

Accidental Death and Dismemberment (AD&D)

A benefit that provides financial protection in the event of accidental death or the loss of a limb, sight, or other covered injuries.

Emergency Dental Pain

Coverage for emergency dental treatment needed to relieve sudden pain or treat an unexpected dental condition, subject to your policy limits.

Bail Bond

Coverage for eligible bail bond expenses if the insured is detained for a bailable offence while abroad, as per the policy terms.

Sponsor Protection

Provides financial support for tuition fees if the student's sponsor passes away during the policy period.

Financial Emergency Assistance

Offers emergency financial support when you face unexpected situations while studying or traveling abroad.

Preferred or In-network provider

Hospitals, clinics, and doctors that have partnered with your insurance provider to offer covered healthcare services at negotiated rates.

View More Terms

Frequently Asked Questions

Everything you need to know about student insurance

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